Be healthier by investing in the law of compound interest

By William Davis Steel Mill Fleming Island

CLAY COUNTY – Compound Interest and How It Works to Make You Healthier.

The methods and tactics for getting in shape, losing weight, or building muscle are simple. That’s not to say they’re easy to put into practice with a busy life, but the principles work and they’re relatively easy to understand. I am a person of analogy. When I give lectures, seminars, or train clients, I like to use analogies to describe what needs to happen or how I want them to get to where they need to go. One of these concepts is the law of compound interest.

When you hear the term “compound interest,” it conjures up visions of dollars and cents. Most people understand this philosophy. If you put money in an interest-bearing account, it will continue to grow. Not only the money you store, but also the interest it accumulates when it stays in the account. The more money there is in the account, the more interest you will receive. It’s an easy concept and guess what…. the same theory works with health and fitness. I will give you some examples of how this can work for you.

The example of strength: To build lean muscle mass and burn fat, you need to lift weights and incorporate resistance training. The stronger you are, the more safely you can lift and the more repetitions you can perform in any given workout. The result is a more “toned” physique, and yes, it’s for all those women who are afraid to lift because they assume it will inflate them. This is not true and you have been sold a lie for many decades. So let’s take the example of a bench press. Let’s say you lift 100 pounds for five sets of five reps (that’s 25 total reps). 25 x 100 pounds equals 2,500 pounds of weight moved in this workout. This total amount is called volume. So if after a few weeks you can lift 110 pounds for the same 25 reps, your volume drops from 2,500 to 2,750. Same period for training, but your body has adapted to work harder. Do it over the course of a year and the total volume is staggering. Not to mention the added strength and cosmetic changes to the body.

The example of weight loss: Same theory but the calculations are slightly different. We know that in order to burn fat and lose weight, we need to be in a calorie deficit. So if you are currently eating 2,000 calories per day and cut it down to 1,500 calories per day, you will start to lose weight. Want more “interest” with this? Add in more activity with things like walking, exercising, going to the gym, and swimming and you’ll burn even more calories than before, which will help reduce your calorie deficit. Do this for a while and five pounds lost can turn into 25 pounds lost. Not only that, but you will lose some cravings for sugar or alcohol. All of these factors will increase your compound interest.


This method works with everything related to your health and well-being. Want to run a marathon? You should probably learn to run a mile efficiently and then repeat this process while slowly adding mileage as your body adjusts. You’ll never try to get off the couch and run 26.2 miles.

You have to understand that the work done over a period of time is what matters. Slowly increasing your stimulus over time through things like extra load, more repetition, more time spent on a task, shorter rest periods all add the primary focus. Every good decision is like money in the bank. Every bad decision is a withdrawal. If you make more deposits than withdrawals, you will get a better result. So take each day to make your good deposits while doing your best to avoid costly withdrawals and you will be a healthier human being.

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William Davis has worked in the fitness industry for 10 years and has run Steel Mill Fleming Island for seven years. He is also a Weightlifting Sports Performance Coach in the United States and Powerlifting Club in the United States, CrossFit Level 2 Trainer, PN Nutrition Trainer, CrossFit Weightlifting Trainer, Aerobic Capacity Trainer, Movement Trainer and mobility and rowing trainer.

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